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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

John J. Scura III


Recent Posts

How to Stop Foreclosure in NJ: Know Your Options

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If you are like most people, you might think that “foreclosure” in New Jersey is just another way of saying “the end of the world.”  While it is true that home foreclosures can be stressful, scary, and sad, they are certainly not a dead end – what many people do not realize, especially in the midst of the stressful situation, is that they DO have options to stop foreclosures from taking away their homes.

How to Avoid Common Holiday Season Shopping Mistakes

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The holiday season is quickly approaching and with it comes much joy for all consumers involved. However, the under-reported side of the holiday season is the number of mistakes that consumers make when deciding to make purchases for their friends, family, or other associates. Thankfully, there are simple ways to ensure that consumers are in the best position to avoid financial pitfalls during the holiday season.

Rear-End Collisions: Who's at Fault? Do I Have a Case?

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Despite drivers’ best efforts, rear end collisions happen every day. There can be many causes of rear end collisions. Common causes include inattention, distracted driving, texting, and bad weather. To prevail in a rear end collision case, a plaintiff must typically show the other driver was negligent or acted unreasonably given the circumstances.

How to Prevent Common Motorcycle Accidents

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Per the NHTSA, motorcyclist fatalities happen 27 times more often than deaths in other vehicles. With motorcycle accidents, there are some crashes that occur much more than others. To keep yourself safe while riding your bike, familiarize yourself with the following safety guidelines.

Debt Relief for Baby Boomers

The reason most people never reach their goals is that they don't define them, or ever seriously consider them as believable or achievable. Winners can tell you where they are going, what they plan to do along the

With health care costs and inflation soaring, it’s not abnormal for elderly Americans ages 65 and older to seek out divergent financial strategies on debt relief. As their conventional ideals of retirement and later life transform with time, the rate of older folks has spiked to nearly three times the rate in 1991. So what’s behind this trend?

Wells Fargo Error Contributes to Hundreds of Foreclosures

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Were you recently denied a loan modification by Wells Fargo? Has your home been forced into foreclosure? Do you believe you meet all the requirements for a loan modification? You may be one of hundreds of unknowing customers recently harmed by the bank’s computer glitch, causing eligible homeowners to be denied a modification.

Can I Rebuild My Credit After Bankruptcy?

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It’s no secret filing bankruptcy can impact your credit score and reports. Reaching financial recovery through bankruptcy can be a long, jagged road. However, the notion you’re fated to a lifetime of horrendous credit after bankruptcy is completely false. It is absolutely possible to rebuild your credit following filing bankruptcy, provided you know how to.

Pedestrian and Biking Safety: How to Avoid Accidents in Hoboken

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Because of its dense population and busy streets, the City of Hoboken is a dangerous place for unwary pedestrians, bicyclists and drivers with many personal injuries occurring as the result of accidents. The City of Hoboken is one of the most densely populated cities in the United States. As of the Census of 2010, Hoboken had over 50,000 residents. Hoboken is small in geographical area and is also known as the “Mile Square” city. Technically, its geographic area covers a little more than 2 miles, but cramming 50,000 residents into this small an area leads to severe congestion and dangers for both pedestrians and riders of bicycles.

What is the Verbal, Lawsuit, or Tort Threshold in New Jersey?

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All auto insurance policies in New Jersey require the consumer to choose from one of two options with respect to their right to bring a lawsuit.  The two options are: (1) the lawsuit or verbal or tort threshold or (2) the no tort threshold or no lawsuit threshold.   Under different policies, the tort options (your right to sue) are referred to as these various names but mean the same thing.  Under option (1) you are limiting your ability to sue for certain injuries.   Under option (2) you can sue for any injury.

Feeling Tricked by Your Insurance Company After an Accident in New Jersey?

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[John J. Scura III, Esq. explains what to do if you are feeling tricked by your insurance company after an accident in New Jersey]

I wrote a blog on the worst tricks insurance companies use in trying to deny people fair money for their claims after an accident.  As a follow up, I wanted to explore what to do if insurance companies use one of these tricks on you and how to best protect yourself going forward:

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