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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

Chapter 13 Bankruptcy [Video]

[John J. Scura III, Esq. explains how Chapter 13 bankruptcy can help you save your house in four minutes]

I wanted to go over some issues with respect to Chapter 13 bankruptcy.

Chapter 13 bankruptcy can help save a house from foreclosure:

Chapter 13 bankruptcy, primarily, is used for someone trying to save a house from foreclosure. It's probably the number one reason we use Chapter 13. I'd say, 70% to 80% of our cases are for that reason.  The Chapter 13 is a powerful legal strategy.  No matter what stage of foreclosure your house is in ... In New Jersey, you can file the Chapter 13 bankruptcy, file a plan of reorganization, and catch up on any amount you fell behind on the mortgage.

4 Common Myths of Bankruptcy [Video]

[John J. Scura III, Esq. explains four of the common myths and misperceptions in bankruptcy in three minutes]


I wanted to go over some common myths and misperceptions in bankruptcy. I get a lot of calls from clients, potential clients, about what happens with a bankruptcy.

"What do I lose? What types of debts can I wipe out?"

There are a lot of misunderstandings about bankruptcy and how it works, and what you can do and can't do.

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