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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

10 Worst Tricks Insurance Companies Use After You Are Involved in An Accident

Insurance companies spend billions of dollars each year in marketing to convince the public that they have your best interest at heart.  Let’s take a look at some of the slogans:  State Farm  -  Like a good neighbor State Farm is there; Allstate – You’re in good hands with Allstate; Geico -15 minutes could save you 15% or more on car insurance; Progressive – Think easier, think Progressive; Chubb- Peace of mind; Prudential – Let Prudential be your rock or Bring your challenges.

 I have represented people against insurance companies for 25 years and can tell you unequivocally that these insurance companies will do anything they can to deny you fair money for your loss whether it be personal injury, property damage or economic loss. In your toughest time of need you will not be in their “good hands” and they will not be your “good neighbor.”  Protect yourself and your family after an accident and understand they are not in any way trying to help you.




Ten of the worst tricks insurance companies use in trying to deny people fair money for their claims after an accident are as follows:

How to Know When You Need to Hire a New Jersey Car Accident Lawyer

If you or a loved one has been involved in a car accident, enlisting the help of an experienced New Jersey personal injury attorney is in your best interest. A knowledgeable and skilled car accident lawyer will do everything possible to ensure that you are awarded the damages you deserve following a motor vehicle accident. In addition to navigating the legal process of filing a personal injury claim, the team at Scura will help to complete important paperwork, negotiate with insurance companies and protect your legal rights to help you win the settlement you deserve. But knowing exactly when it’s time to hire a car accident lawyer can mean the difference between losing out on monetary damages that you are entitled to and feeling comfortable in a proper settlement.

What Types of Accidents Qualify for Personal Injury Compensation?

There are many different types of accidents that can qualify for personal injury compensation. If you have been injured in an accident, one of the first things you should do is take the time to consider whether or not someone else is responsible for your injuries. Under personal injury law, if you have been injured in an accident due to a third party’s negligent acts you have the right to file a claim to seek damages. So how do you know when you have a case and when you don’t?

When Can You Get Personal Injury Compensation?

There are many different situations where you may become injured and have a valid personal injury claim on your hands. However, before you can receive compensation, you and your personal injury attorney must be able to prove that a negligent third party is responsible for your injuries. This is a task that is often much easier said than done but with a knowledgeable and skilled personal injury lawyer by your side, your chances of reaching the maximum settlement possible greatly increase.

When Do You Need to Hire a New Jersey Personal Injury Lawyer?

While every personal injury situation is different, there is no specific guideline to follow when it comes to hiring a personal injury attorney. But trying to understand the legal process without an experienced legal team can be very difficult. If you or a loved one are trying to settle your personal injury case on your own, there may be a time when you need help from a New Jersey personal injury lawyer. Whether you are dealing with serious medical complications, difficulty navigating your claim or you have run into a roadblock with the insurance companies —having some extra help on your side can make a huge difference.

Guide to Understanding Personal Injury Claims

If you were injured in an accident due to the careless or negligent acts of a third party, you may be able to file a claim for compensation. While everyone has seen the commercials and read the billboards, the personal injury process is still one that few people understand properly before filing a claim. With this comprehensive guide to understanding personal injury in New Jersey, you can get the answers to your most pressing questions and begin the process of filing a claim.

What to Do If You've Been Involved in a Car Accident

Car accidents are stressful, and they can result in expensive damages and painful physical injuries. Thankfully, the vast majority of car accidents do not result in life-threatening injuries. Nonetheless, even a minor fender-bender can shake you up and cause long-term physical and emotional problems.

How Much Time Do You Have to File a Personal Injury Lawsuit?

Following a personal injury accident, issues related to that accident occur quickly. Whether it’s filing claims with insurance companies, taking time off work while recovering, scheduling appointments with various doctors, physical therapy, coping with the financial strains of lost wages, and possibly surgery. At times the entire process can be overwhelming and it can become difficult to track time. Understandably, it’s natural to prioritize immediate concerns versus matters that can be set aside to a later date, including seeking legal representation. However, it’s important to keep in mind that you have a limited amount of time to file a personal injury lawsuit.

What are the Implications of a Bankruptcy on Your Personal Injury Case?

If you have been injured in an accident while also accumulating debts, you may be wondering if filing for bankruptcy is an option at your disposal.  This blog will explore how chapter 7 and 13 bankruptcy affect a personal injury litigation and its proceeds.

Getting Personal Injury Help After a New Jersey Pedestrian or Bike Accident

A pedestrian is at a great disadvantage in a collision with a driver or passenger in a car or truck accident. The pedestrian does not have the benefit of a car body surrounding him or her, and is often injured badly. Hit-and-run accidents are not uncommon when a pedestrian is involved in a crash. An injured pedestrian often suffers a serious or catastrophic injury, and may be entitled to compensation to help cover loss related to the accident.

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