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Scura, Wigfield, Heyer, Stevens & Cammarota Blog

Scura Law Firm

Recent Posts

Are Property Settlement Agreements Discharged in Bankruptcy?

If you have gone through a divorce, are going through one or are even contemplating divorce, then you know it can often be a confusing and challenging process. Many questions can arise with respect to the equitable distribution of assets and liabilities.

As many already know, the division of assets and liabilities are set forth in a Property Settlement Agreement which is voluntarily entered into by both parties. As part of a Property Settlement Agreement, for example, an ex-spouse may have to provide a period of alimony support to the other spouse or has agreed to incur the marital credit card debt.

However, because divorce is in fact a disruptive process, many spouses can end up in debt over their heads and do not have the money to cover their support and/or debt obligations. Therefore, the question becomes: Can an ex-spouse file for Bankruptcy and discharge these debts agreed upon in the Property Settlement Agreement?

How are Trusts Treated in New Jersey Bankruptcy?

Finances are a complex business. From the time that youngsters attempt to figure out how to open their first lemonade stands to the point at which older persons are compelled to create estate plans, the ins and outs of financial success and security are often both confusing and challenging. Therefore, it does not come as a surprise to many that filing for bankruptcy can be a tricky business.

When Can You Get Personal Injury Compensation?

There are many different situations where you may become injured and have a valid personal injury claim on your hands. However, before you can receive compensation, you and your personal injury attorney must be able to prove that a negligent third party is responsible for your injuries. This is a task that is often much easier said than done but with a knowledgeable and skilled personal injury lawyer by your side, your chances of reaching the maximum settlement possible greatly increase.

Decisions You'll Make Before and After Filing Bankruptcy

Deciding to file bankruptcy is a big decision in itself, but the decision-making does not stop there. Timing and how you should submit your petition require a great deal of attention and consideration. Even after you file bankruptcy, you will need to make some significant decisions that will likely affect your financial future. Allowing yourself plenty of time to make these decisions by addressing them before you file and having good advice will help you in this process.

Non-Financial Consequences of Credit Card Debt

It is very common for residents in New Jersey and elsewhere in the nation to use a credit card. Moreover, it is also common for consumers to have multiple credit cards with a balance on them. While it can be relatively harmless to use credit cards for major purchases, some bad spending habits could lead to very difficult financial challenges.

While the financial issues related to credit card debt are known and obvious, there are other non-financial consequences of credit card debt that many do not consider. Here are five major ways credit card debt could be harmful to consumers in non-financial ways.

When Do You Need to Hire a New Jersey Personal Injury Lawyer?

While every personal injury situation is different, there is no specific guideline to follow when it comes to hiring a personal injury attorney. But trying to understand the legal process without an experienced legal team can be very difficult. If you or a loved one are trying to settle your personal injury case on your own, there may be a time when you need help from a New Jersey personal injury lawyer. Whether you are dealing with serious medical complications, difficulty navigating your claim or you have run into a roadblock with the insurance companies —having some extra help on your side can make a huge difference.

How Can Consumers Budget After Filing for Bankruptcy?

Dealing with financial problems is never easy for individuals in New Jersey or elsewhere in the nation. In most cases, individuals and families are able to initiate a debt relief option in order to address and sometimes alleviate their debt problems. But going back to everyday life after filing for bankruptcy can be difficult for some. Consumers fear that they might end up in the same situation they were in before bankruptcy, causing them to land them right back into debt problems.

What is Bankruptcy?

According to ValuePenguin.com, the outstanding consumer debt in the United States is $3.9 trillion. Roughly 38% of all households have some credit card debt. For those families that carry a balance from month to month, their average balance is $16,048. When obligations get out of control for virtually any reason, consumers need to consider all of their options to make their finances more manageable. One of those options is to file for bankruptcy.

Guide to Understanding Personal Injury Claims

If you were injured in an accident due to the careless or negligent acts of a third party, you may be able to file a claim for compensation. While everyone has seen the commercials and read the billboards, the personal injury process is still one that few people understand properly before filing a claim. With this comprehensive guide to understanding personal injury in New Jersey, you can get the answers to your most pressing questions and begin the process of filing a claim.

Eliminate Credit Card Debt and Start Over with a Chapter 7 Bankruptcy

Credit card debt is a major issue in most consumer bankruptcies. You are not alone in needing relief from overwhelming credit card debt; many people in New Jersey have benefited from the fresh start that a Chapter 7 bankruptcy provides.

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